Utsav Saksena

Utsav Saksena

The author is Fellow, National Institute of Public Finance and Policy, where he works on macroeconomic policy.

India’s Financial Reforms Risk Becoming Policy Vapourware Again

India excels at headline reforms, but crucial financial sector overhauls keep stalling. Delaying invisible safeguards today could make the next crisis far costlier.

Utsav Saksena

July 21, 2026 at 5:42 AM IST

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The RBI’s Newest Rupee May Not Behave Like the Old One

While existing policy frameworks are not built to handle CBDCs, the questions they raise on the singleness of money to central bank independence could define the future of public money.

Utsav Saksena

May 26, 2026 at 6:36 AM IST

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The Bureau

UPI & RuPay Payments May Soon Cost You: — Here’s What Could Change
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