Sachin Malhotra

Sachin Malhotra

Sachin Malhotra, a banking veteran with 26 years’ experience, was an MD at Standard Chartered, analysing financial cycles and economic trends

IBC Amendment Bill Strengthens the Insolvency Edifice

IBC overhaul tightens admissions, curbs misuse, and restores creditor primacy, reinforcing India’s debt-resolution architecture.

Sachin Malhotra

August 28, 2025 at 7:35 AM IST

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Why The JSW-BPSL Saga Risks The Credibility Of India’s Bankruptcy Code

The Supreme Court’s ruling in the Bhushan Power case may threaten hard-won investor confidence in India’s bankruptcy process and risk undermining its very foundation.

Sachin Malhotra

May 10, 2025 at 9:38 AM IST

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Be Wary Of The Green Halo, Not Just The Risk-Free Returns

BluSmart’s eco-veneer masked a financial maze. Bondholders and banks must now face the fallout of feel-good funding gone wrong.

Sachin Malhotra

April 25, 2025 at 8:50 AM IST

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IndusInd Bank - Battling Several Storms

The latest revelation adds to the nervousness following the CFO’s sudden resignation and the CEO receiving a shorter extension.

Sachin Malhotra

March 12, 2025 at 4:41 AM IST

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Reduction In Risk Weights — A Timely Step But Watch For Risks 

The RBI’s rollback of risk-weight curbs aims to revive growth but raises concerns about rising NPAs in microfinance.

Sachin Malhotra

February 27, 2025 at 1:55 PM IST

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Cooperative Banks – A Problem On Loop

Fraud and governance failures continue to plague India's cooperative banks, leaving depositors vulnerable. Despite regulatory tweaks, systemic risks remain deeply entrenched.

Sachin Malhotra

February 19, 2025 at 6:08 AM IST

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