Rahul Ghosh

Rahul Ghosh

Rahul Ghosh is a banking and risk expert who advises banks, corporates, and central banks, and builds tech solutions for risk management. He authored two books on risk.

Inside RBI’s Basel III Credit Risk Overhaul

RBI’s alignment to Basel-III capital requirement norms will free up more money to be lent to MSMSEs and NBFCs.

Rahul Ghosh

October 13, 2025 at 8:37 AM IST

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Why Indian Banks Need Risk-Based Capital Charge Mechanism

The three largest banks worldwide, excluding China, consume significantly lower levels of capital than India’s three largest banks.*

Rahul Ghosh

September 18, 2025 at 6:12 AM IST

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Why Indian Banks Are Piling Capital Faster Than Assets Can Keep Up

Indian banks are stockpiling capital at a breakneck pace. Strong profits help, but can this momentum sustain if India aims to double its credit-to-GDP?*

Rahul Ghosh

September 5, 2025 at 9:07 AM IST

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Indian Banks’ Capital Comfort to Face Twin Challenges 

Can Indian banks sustain their capital strength once Basel’s Pillar-II and IND-AS 109 start demanding more?*

Rahul Ghosh

August 29, 2025 at 2:53 PM IST

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Wladyslaw/ Via Wikicommon

Goldman Sachs and the Fed’s Softer Stress Tests: A Capital Gamechanger

Central Banking

The Fed’s relaxed stress test scenarios cut projected losses sharply, boosting capital at the US banks. India’s system can draw key lessons.

Rahul Ghosh

August 14, 2025 at 11:29 AM IST

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Via WikiCommons

The Bureau

Will India's Ban on Online Money Games Work? Or Will It Meet the Same Fate as Liquor Prohibition?
Jallikattu: Tamil Nadu’s Ancient Bull-Taming Tradition
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