Banker Emeritus

Banker Emeritus

Banker Emeritus writes on monetary affairs with the calm of experience, a sceptic’s eye, and just enough distance to say what others won’t.

Who Speaks for Markets Inside the RBI?

As supervision dominates RBI leadership, the central bank risks losing the market instincts needed for liquidity and transmission.

Banker Emeritus

May 7, 2026 at 10:24 AM IST

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YES Bank: A Rescue Worth Remembering; and Questioning

The rescue of YES Bank is now being hailed as a success story. Yet beneath the celebration lies a deeper moral hazard of a system that rescued itself while investors paid the price.

Banker Emeritus

November 10, 2025 at 2:16 AM IST

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Via WikiCommons

RBI's Supervision Needs Repair, Not Just More Rituals

Repeated lapses in oversight raise hard questions about whether India’s banking stability owes more to chance than to regulatory rigour.

Banker Emeritus

April 11, 2025 at 9:21 AM IST

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The Bureau

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