Babuji K

Babuji K is a career central banker with 35 years at RBI in exchange rate management, reserve operations, supervision, and training.

Should India Consider FX Auctions?

FX auctions helped Latin markets steady volatility. With sharper offshore swings hitting the rupee, India may benefit from adding them to its defence toolkit.

Babuji K

November 28, 2025 at 4:16 AM IST

RBI’s GIFT City Move Aims to Bring the Rupee Back Home

Briefing

RBI’s push to let Indian banks trade NDFs in GIFT City aims to reclaim control of rupee pricing and bring offshore liquidity onshore.

Babuji K

November 11, 2025 at 4:41 PM IST

Pooja T S/Via Wikicommons

The Paradox of Victory: The Winner’s Curse in India’s Bond Auctions

Briefing

How India’s government bond auctions reveal the winner’s curse, where success can conceal costly misjudgements and shape financial market behaviour.

Babuji K

November 4, 2025 at 7:14 AM IST

iStock.com

Are Global Markets Truly Steady or Just Holding Their Breath?

Amid tight policies and global uncertainty, financial markets continue to function smoothly, reflecting resilience built through hard-earned lessons

Babuji K

October 28, 2025 at 7:20 AM IST

iStock.com

Why RBI’s ECL Mandate Puts Banks on a New Prudential Frontier

Briefing

The new expected credit loss framework signals a shift in RBI’s supervisory philosophy, from reactive cleanup to forward-looking prudential control.

Babuji K

October 25, 2025 at 12:13 PM IST

Between UPI and Cryptos, India's Digital Rupee Fights for Relevance

Two years since launch, India's digital rupee is getting challenged in a country already fluent in UPI, and tempted by the promise of crypto.

Babuji K

October 22, 2025 at 11:05 AM IST

Easy Money, Hard Lessons

RBI’s new ECB regime may be inviting balance-sheet risk disguised as capital access

Babuji K

October 13, 2025 at 8:20 AM IST

Fed Vs RBI: How They Differ in Monetary Policy, Rates, Inflation Targeting

Briefing

Inside the Fed and RBI: Why Two Central Banks See Inflation and Growth Differently

Babuji K

October 11, 2025 at 4:44 AM IST

iStock.com

The Paradox of Prediction: Why We Can't Stop Forecasting What We Can't Know

Briefing

Making economic forecasts is inherently uncertain, as unforeseen variables can influence outcomes. Preparing for multiple scenarios can help mitigate the risks of unpredictability.

Babuji K

October 7, 2025 at 11:49 AM IST

iStock.com

Small Finance Banks: Leading India’s Financial Inclusion

Can India’s Small Finance Banks keep inclusion profitable as they expand deeper into rural markets and face rising credit, cost, and technology risks?

Babuji K

October 6, 2025 at 9:52 AM IST

aubank.in

Rupee’s Strategic Faultline-SWOT analysis

Briefing

The rupee’s fate will hinge less on daily volatility and more on how India tackles its oil dependence, export narrowness, and dollar reliance.

Babuji K

October 3, 2025 at 10:19 AM IST

Basel Guardrails must Balance Stability, Innovation for NBFCs

India’s NBFCs need Basel guardrails that ensure resilience without choking innovation. Proportionality and clarity hold the key.

Babuji K

September 30, 2025 at 1:13 PM IST

Wladyslaw Sojka/Via Wikicommons

India’s Remittance Lifeline Faces New Strains

US tax and visa shocks threaten India’s $135 billion remittance lifeline, exposing risks in its most stable external buffer.

Babuji K

September 21, 2025 at 5:32 AM IST

White House

BRICS - Building Brick by Brick

BRICS is building financial muscle with $5.1 trillion reserves and 90% local trade settlements, yet tariffs and weak coordination test its resolve.

Babuji K

September 16, 2025 at 5:52 AM IST

India’s Double Policy Act Faces Test of Transition and Transmission

Repo cuts and GST 2.0 are India’s shield against Trump’s tariff shock, but fiscal risks and weak transmission loom.

Babuji K

September 9, 2025 at 2:56 PM IST

The Monetary Power of Words in Central Bank Communication

Central Banking

Words have become one of the most powerful instruments in monetary policy, sometimes stronger than rate moves or liquidity operations.

Babuji K

August 25, 2025 at 9:23 AM IST

Tariff Threat Weighs on Rupee, Foreign Exchange Reserves

Trump’s tariffs threaten India’s trade balance and put fresh pressure on the rupee, testing the Reserve Bank’s reserves and policy agility.

Babuji K

August 5, 2025 at 7:17 AM IST

Mindfulness in Every Bite: The Art of Chocolate Meditation

StillPoint

Turn a square of dark chocolate into a moment of stillness. Chocolate meditation blends indulgence with mindfulness for calm in a busy world.

Babuji K

August 4, 2025 at 4:21 AM IST

iStocks/Deepak Sethi

What We Really Need Is A Gym For The Mind, Not Just The Body

StillPoint

We train our bodies but ignore our minds. True happiness comes from mental fitness, built through presence, reflection, and emotional discipline.

Babuji K

July 13, 2025 at 1:00 PM IST

iStock.com/Urupong

Fear And Greed Can Derail Traders Without Mindful Discipline

Part Three of our Stoic trading series examines fear and greed as powerful forces best managed with awareness and structured plans.

Babuji K

July 7, 2025 at 8:35 AM IST

iStock.com

The Bureau

India’s Exports to US Fall 28.5% in Past Five Months as Tariffs Batter Key Sectors

Sensex, Nifty Hold Firm; India’s GDP Accelerates to 8.2% in July-September

Strong GDP Print Knocks Back Market Hopes of RBI Rate Cut

NCLT Approves National Spot Exchange’s Settlement Scheme With Traders

IMF Reclassifies India’s Exchange-Rate Regime as “Crawl-like arrangement”

Cabinet Oks Sintered Rare Earth Permanent Magnets Manufacturing Scheme

Govt’s Farm Research Body Rejects Allegations on Gene-Edited Rice

Sundeep Sikka on Building Team at Nippon MF & the Future of Mutual Funds | Market Makers Part - II

Jallikattu: Tamil Nadu’s Ancient Bull-Taming Tradition