Babuji K

Babuji K is a career central banker with 35 years at RBI in exchange rate management, reserve operations, supervision, and training.

Easy Money, Hard Lessons

RBI’s new ECB regime may be inviting balance-sheet risk disguised as capital access

Babuji K

October 13, 2025 at 8:20 AM IST

Fed Vs RBI: How They Differ in Monetary Policy, Rates, Inflation Targeting

Briefing

Inside the Fed and RBI: Why Two Central Banks See Inflation and Growth Differently

Babuji K

October 11, 2025 at 4:44 AM IST

iStock.com

The Paradox of Prediction: Why We Can't Stop Forecasting What We Can't Know

Briefing

Making economic forecasts is inherently uncertain, as unforeseen variables can influence outcomes. Preparing for multiple scenarios can help mitigate the risks of unpredictability.

Babuji K

October 7, 2025 at 11:49 AM IST

iStock.com

Small Finance Banks: Leading India’s Financial Inclusion

Can India’s Small Finance Banks keep inclusion profitable as they expand deeper into rural markets and face rising credit, cost, and technology risks?

Babuji K

October 6, 2025 at 9:52 AM IST

aubank.in

Rupee’s Strategic Faultline-SWOT analysis

Briefing

The rupee’s fate will hinge less on daily volatility and more on how India tackles its oil dependence, export narrowness, and dollar reliance.

Babuji K

October 3, 2025 at 10:19 AM IST

Basel Guardrails must Balance Stability, Innovation for NBFCs

India’s NBFCs need Basel guardrails that ensure resilience without choking innovation. Proportionality and clarity hold the key.

Babuji K

September 30, 2025 at 1:13 PM IST

Wladyslaw Sojka/Via Wikicommons

India’s Remittance Lifeline Faces New Strains

US tax and visa shocks threaten India’s $135 billion remittance lifeline, exposing risks in its most stable external buffer.

Babuji K

September 21, 2025 at 5:32 AM IST

White House

BRICS - Building Brick by Brick

BRICS is building financial muscle with $5.1 trillion reserves and 90% local trade settlements, yet tariffs and weak coordination test its resolve.

Babuji K

September 16, 2025 at 5:52 AM IST

India’s Double Policy Act Faces Test of Transition and Transmission

Repo cuts and GST 2.0 are India’s shield against Trump’s tariff shock, but fiscal risks and weak transmission loom.

Babuji K

September 9, 2025 at 2:56 PM IST

The Monetary Power of Words in Central Bank Communication

Central Banking

Words have become one of the most powerful instruments in monetary policy, sometimes stronger than rate moves or liquidity operations.

Babuji K

August 25, 2025 at 9:23 AM IST

Tariff Threat Weighs on Rupee, Foreign Exchange Reserves

Trump’s tariffs threaten India’s trade balance and put fresh pressure on the rupee, testing the Reserve Bank’s reserves and policy agility.

Babuji K

August 5, 2025 at 7:17 AM IST

Mindfulness in Every Bite: The Art of Chocolate Meditation

StillPoint

Turn a square of dark chocolate into a moment of stillness. Chocolate meditation blends indulgence with mindfulness for calm in a busy world.

Babuji K

August 4, 2025 at 4:21 AM IST

iStocks/Deepak Sethi

What We Really Need Is A Gym For The Mind, Not Just The Body

StillPoint

We train our bodies but ignore our minds. True happiness comes from mental fitness, built through presence, reflection, and emotional discipline.

Babuji K

July 13, 2025 at 1:00 PM IST

iStock.com/Urupong

Fear And Greed Can Derail Traders Without Mindful Discipline

Part Three of our Stoic trading series examines fear and greed as powerful forces best managed with awareness and structured plans.

Babuji K

July 7, 2025 at 8:35 AM IST

iStock.com

Patience Can Help Traders Embrace Risk Without Losing Control

Part Two of Stoic trading series explores patience as a discipline that balances careful waiting with bold, timely action.

Babuji K

June 28, 2025 at 1:28 PM IST

iStock.com

Stoicism Can Help Traders Master Emotion, Stay Grounded

Emotional control, not technical prowess, is what separates resilient traders from reactive ones. Stoicism offers a roadmap.

Babuji K

June 23, 2025 at 1:59 PM IST

iStock.com

First-hour Nifty Price Moves Reflect FII Intent In May Flows

Foreign flows are back, and where they strike first matters. In May, early hour FII trades in Nifty futures often set the tone for the day.

Babuji K

June 2, 2025 at 9:43 AM IST

iStock.com

The Bureau

Too Much Paper, Too Little Appetite: State Bond Strains Persist

Markets Cautious Despite Hopes of Trump–Xi Meeting

India’s September Retail Inflation Lowest Since 2017; Core Rises to 4.5%

Gold ETFs Log Record Inflows in September; Equity Fund Inflows Ease for Second Month

Steel Industry Gets Temporary Relief on BIS Rule; GTRI Urges Full Rollback

As Bihar Turns Into a Battleground, Swing Voters Could Rewrite the Map

India’s Biggest Investor Base Is Still on the Sidelines

Will India's Ban on Online Money Games Work? Or Will It Meet the Same Fate as Liquor Prohibition?

Jallikattu: Tamil Nadu’s Ancient Bull-Taming Tradition