Selected Tag: banks
Selected Tag: banks

Why Indian Banks Are Piling Capital Faster Than Assets Can Keep Up

Indian banks are stockpiling capital at a breakneck pace. Strong profits help, but can this momentum sustain if India aims to double its credit-to-GDP?*

Rahul Ghosh

September 5, 2025 at 9:07 AM IST

Article related image

RBI Must Not Outsource the Craft of Supervision

Outsourcing bank supervision to consultants risks turning judgment into checklists. RBI should modernise without losing its supervisory wisdom.

R. Gurumurthy

September 4, 2025 at 12:50 PM IST

Article related image

iStock.com

Compliance, the Competitive Edge in Modern Banking

As banking embraces AI, fintech and speed-of-swipe risks, compliance must evolve from a back-office ritual into the circulatory system that sustains trust and resilience.

Anupam Sonal

September 3, 2025 at 6:18 AM IST

Article related image

iStock.com/lakshmiprasad S

Why Credit Growth Remains Tepid in India

Healthy balance sheets can’t offset muted demand as higher real rates and global headwinds weigh on investment appetite.

Rudra Sensarma

August 30, 2025 at 5:35 AM IST

Article related image

File Photo

Indian Banks’ Capital Comfort to Face Twin Challenges 

Can Indian banks sustain their capital strength once Basel’s Pillar-II and IND-AS 109 start demanding more?*

Rahul Ghosh

August 29, 2025 at 2:53 PM IST

Article related image

Wladyslaw/ Via Wikicommon

Private Banks Lead Hiring as State Lenders Lose Ground in Workforce

India’s banking workforce is growing fast, with private and small finance banks driving change. But the gains are uneven across regions, roles, and gender.

​Akshi Chawla

August 13, 2025 at 6:25 AM IST

Article related image

File Photo

Why Data Must Become Strategic Core of Modern Banking 

Banks sit on a data goldmine, but real value will only emerge from structure, speed, security, and a clear-eyed view of risk and responsibility. 

Anupam Sonal

July 14, 2025 at 6:50 AM IST

Article related image

Banks Are Stronger, But Operational Risks Are Mounting

India’s banks are well-capitalised and profitable, but rising third-party and tech-related risks threaten to undo hard-won stability.

K. Srinivasa Rao

June 25, 2025 at 5:39 AM IST

Article related image

iStock.com/lakshmiprasad S

PSU Bank Privatisation: All Talk, No Action

Despite repeated budget announcements, the government has made little headway in privatising IDBI Bank or other public-sector financial institutions. Investors remain wary, and policy inertia has left critical decisions in limbo.

BasisPoint Groupthink

January 31, 2025 at 2:32 PM IST

Article related image

The Bureau

Market Makers
Sarci-Sense: About Silent Goodbyes & How Middle-Age Friendships Disappear
Image
iStock.com