Selected Tag: UPI
Selected Tag: UPI

Free UPI is a Bill the State Must Own

India’s UPI success masks a funding gap. Unless the government or RBI pays up, banks and fintechs will keep bleeding to keep it “free”.

Mint Owl

August 21, 2025 at 1:39 PM IST

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When the RBI Governor’s Words Move More Than Just Markets

Two recent flare-ups show why Sanjay Malhotra must blend facts with empathy because, for an RBI governor, every word can be policy.

BasisPoint Groupthink

August 12, 2025 at 9:36 AM IST

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Screengrab from RBI Press Conference

India’s Digital Public Payments Infrastructure Needs A Backup Plan

India’s payments architecture has scaled with speed, but resilience—not just reach—must now define the next phase of policy and design.

Srinath Sridharan

April 23, 2025 at 5:55 AM IST

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India’S E-Rupi: The Digital Currency Experiment That Needs A Bigger Push

India’s e-Rupi has significant potential but faces slow adoption due to low awareness, infrastructure gaps, and policy challenges. To scale up, policymakers must enhance digital literacy, connectivity, and trust. If successful, e-Rupi could revolutionize direct benefit transfers and strengthen India’s digital finance ecosystem.

Arti Singh

January 31, 2025 at 11:38 AM IST

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