Selected Tag: PSB
Selected Tag: PSB

Budget 2026

PSB Mergers: Bigger Balance Sheets, But Not Quite Better Banks

India’s PSB mergers created scale and stability, but five years on, credit growth, competition, and inclusion suggest consolidation alone cannot deliver global champions.

K. Srinivasa Rao

January 22, 2026 at 7:07 AM IST

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iStock.com/lakshmiprasad S

Private Talent in PSBs Will Need Open Minds on Both Sides

Leaders supporting top management must be exposed to stronger risk appetite and sharpened marketing skills.

K. Srinivasa Rao

October 17, 2025 at 8:53 AM IST

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The Department of Financial Services

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