Selected Tag: Mint Owl

Mint Owl

Mint Owl tracks markets and policy with a steady eye, offering clear analysis on the choices shaping India’s economy and financial system.

A Leaner Rulebook Begins Malhotra’s RBI Legacy

The RBI’s consolidation of thousands of circulars into 244 Master Directions signals a structural shift in regulation and an emerging legacy for Governor Malhotra.

Mint Owl

December 3, 2025 at 7:52 AM IST

RBI

Monetary Policy

Malhotra’s Straight Ball and the Shot Market Played

Markets may have rushed to read a rate-cut signal in the RBI Governor’s recent interview, only for the GDP surprise to challenge their certainty.

Mint Owl

December 2, 2025 at 2:28 AM IST

iStock.com

RBI Must Not Let Go of Its Communications Rhythm

Some of the RBI’s strongest communication practices are slipping out of view. A steadier rhythm would strengthen both access and expectations.

Mint Owl

November 25, 2025 at 2:38 AM IST

RBI Tweets

RBI Trade Relief Measures Timely, Targeted With a Clear Sunset Window

The RBI’s trade relief package shows an institution relying on hard-earned crisis lessons to offer temporary support without loosening discipline.

Mint Owl

November 19, 2025 at 11:05 AM IST

YES Bank Additional Tier-1 Bonds: Fading From Public Memory?

YES Bank’s revival masks unresolved questions over its AT-1 bond write-off, as investors await a Supreme Court verdict that could reshape regulation.

Mint Owl

November 11, 2025 at 3:04 AM IST

iStock.com

India’s Banking Future Lies in Embracing Foreign Capital

India’s central bank and government are striking the right balance by allowing foreign capital into the banking sector while safeguarding stability.

Mint Owl

October 16, 2025 at 10:00 AM IST

Money & Banking

RBI’s Silence Makes its Cheque Reform Harder to Clear

The central bank’s ambitious same-day cheque clearing plan has stumbled at launch. The real problem isn’t just about technology; it’s about communication, too.

Mint Owl

October 14, 2025 at 3:36 AM IST

Global Fintech Fest Must Not Lose Sight of its Purpose

As Global Fintech Fest 2025 unfolds in Mumbai, its growing scale risks overshadowing what once made it matter: ideas and innovation.

Mint Owl

October 8, 2025 at 7:22 AM IST

https://www.globalfintechfest.com/

Monetary Policy

Risk-Based Premiums Must Lead to Higher Bank Deposit Insurance Coverage

RBI’s move to risk-based deposit insurance aligns premiums with bank risk, rewarding good banks and enabling higher protection for depositors.

Mint Owl

October 3, 2025 at 6:18 AM IST

Monetary Policy

RBI Fixes its June Communication Misfire

The October review showed that central banking is about shaping expectations, not exhausting firepower upfront.

Mint Owl

October 2, 2025 at 9:39 AM IST

RBI Tweets

AU Small Finance Bank: Precursor to More Licence Upgrades from RBI

AU Small Finance Bank’s upgrade to a universal bank licence revives hopes among peers and tests RBI’s vision for differentiated banks.

Mint Owl

September 30, 2025 at 3:00 PM IST

aubank.in

Monetary Policy

No Matter What MPC Does, RBI Communication has to do Some Heavy Lifting

RBI’s biggest challenge is not what it does on rates, but how it explains the why, why not and what next to markets and the wider economy.

Mint Owl

September 30, 2025 at 12:34 PM IST

RBI

RBI Must be More Consistent, Transparent in How it Communicates

Predictability and transparency in communication are as important for a central bank as its policy actions. RBI must revisit its practices to ensure consistency.

Mint Owl

September 19, 2025 at 5:48 AM IST

Phone-Lock for Loan Default? Let’s Bury the Idea Before it Eats Into Trust

The very suggestion that the RBI might let lenders lock your phone if you miss an EMI is more dystopian fiction than responsible regulation.

Mint Owl

September 14, 2025 at 12:44 PM IST

iStock.com

Tata Sons IPO and the Case for RBI Easing Norms

The peculiarity in Tata Sons status as a core investment company has made the debate on whether it should list more complex than the rules suggest. Will RBI cling to formality or adapt to substance?

Mint Owl

September 3, 2025 at 4:35 PM IST

tata.com

Free UPI is a Bill the State Must Own

India’s UPI success masks a funding gap. Unless the government or RBI pays up, banks and fintechs will keep bleeding to keep it “free”.

Mint Owl

August 21, 2025 at 1:39 PM IST

The Bureau

Equities Extend Fed-Led Rebound; Auto Sales Hit Record November High

November Retail Inflation Rises to 0.71% But Still Below RBI’s Tolerance Band

Equity MF Inflows Rebound After Three-Month Slide; Gold ETF Inflows Halve

Fed Divided on Rate Cut as Powell Signals Long Pause Ahead

USTR Shares One-Sided Narrative on Trade Bargains With India

BofA Says Rupee Weakness Hurts Confidence More Than Prices

OMO Injections and VRRR Drains Can Run Side by Side

Fitch Lifts India Growth Forecast, Expects One Last Cut This Week

Sundeep Sikka on Building Team at Nippon MF & the Future of Mutual Funds | Market Makers Part - II

Jallikattu: Tamil Nadu’s Ancient Bull-Taming Tradition