Selected Tag: MDR
Selected Tag: MDR

UPI MDR

Cost of Sustainability Must Not Become the Cost of Digital Exclusion

India’s new UPI merchant fee framework seeks to make digital payments sustainable, but policymakers must ensure higher costs do not push small merchants back towards cash.

Rabi N. Mishra

Komal Gupta

October 13, 2026 at 11:44 AM IST

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 NPCI Postpones MDR Implementation on UPI Transactions Until After Diwali

BasisPoint Insight

October 13, 2026 at 8:37 AM IST

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UPI’s Next Challenge: Can India Keep Digital Payments Sustainable?

UPI has made digital payments nearly frictionless. The challenge now is funding that infrastructure without discouraging merchants from going cashless

D. Tripati Rao

Adv. Shivam Rai

Pooja Teotia

October 8, 2026 at 5:39 AM IST

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GTRI Urges Government to Reconsider MDR on UPI Transactions

BasisPoint Insight

October 7, 2026 at 3:36 PM IST

The UPI Checkout Test: Who Will Bear the Merchant Fee?

The rules say merchants will pay UPI’s new fee. But at the checkout, prices, payment choices and ingenuity could tell a different story. Who will ultimately pick up the tab?

K. S Sujit

October 6, 2026 at 5:57 AM IST

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UPI MDR: Who Benefits, and What Govt FAQ Doesn’t Answer

UPI’s MDR creates new revenue streams for banks and apps, but questions remain over governance, merchant bargaining power and fraud-victim protection

Anil Katia

Ganga Narayan Rath

September 17, 2026 at 5:06 AM IST

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Basis Shorts

The Bureau

India's Energy Transition: The Hard Part is Yet to Come
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