Insurance

Who Gets to Decide What Healthcare You Deserve?

As insurers push clinical protocols and hospitals resist rigid pathways, India faces a deeper struggle over who defines medical necessity in a financialised healthcare system.

R. Gurumurthy

February 10, 2026 at 4:19 AM IST

iStock.com/stefanamer

India Insurance Sector Seen Gaining Profitability on Premium Growth, Reforms: Moody’s

India’s insurance industry is poised for stronger profitability as robust economic growth, rising premiums, digitization and tax relief lift demand, while prospective reforms in state-owned insurers could improve pricing discipline despite lingering capital and execution challenges.

BasisPoint Insight

January 19, 2026 at 6:45 AM IST

Opinion

ICICI Lombard’s WhatsApp Slip Will Test SEBI’s Resolve

A WhatsApp status leak at ICICI Lombard raises hard questions on UPSI discipline, draft disclosures, and how serious SEBI is about enforcement.

Krishnadevan V

January 13, 2026 at 4:13 AM IST

iStock.com

A Quiet Reform That Puts India’s Insurance Model on Notice

India’s insurance reform gives the regulator power to fix broken incentives, cap commissions, curb mis-selling and reset profits towards protection.

Krishnadevan V

January 12, 2026 at 12:29 PM IST

IRDAI

Why Cyber Insurance Must Become India’s New Financial Essential

India’s digital payments boom has come with an explosion in cyber fraud, yet awareness of cyber insurance remains abysmally low. As attacks grow more sophisticated, insurance is becoming the last line of defence.

Alpana Killawala

November 24, 2025 at 9:41 AM IST

iStock.com

Opinion

The Illusion of Reform in India’s Healthcare-Insurance Crisis

India’s healthcare-insurance crisis is rooted not in market forces alone, but in regulatory hesitation and a long-standing political reluctance to confront structural distortions. Cosmetic appeals for cooperation cannot repair a system.

Srinath Sridharan

November 20, 2025 at 2:51 AM IST

IRDAI

RBI’s Auction Rebuff Calms Bonds, but Upside Risks to Yields Remain

India’s central bank’s surprise rejection of bids in a seven-year bond sale soothed markets briefly, yet underlying demand-supply tensions remain entrenched.

Yield Scribe

November 2, 2025 at 3:13 PM IST

Gold’s Glow Can’t Revive India’s Spending

Surging gold prices have inflated household wealth on paper, yet the wealth effect remains mostly notional as weak incomes and high debt restrain spending.

Dhananjay Sinha

October 27, 2025 at 9:41 AM IST

iStock.com/D. Talukdar

Why JLR's £2 Billion Loss Could Change Corporate Insurance Forever

How Tata Motors’ JLR's cyber insurance fumble turned a manageable crisis into an existential catastrophe

Krishnadevan V

September 25, 2025 at 9:30 AM IST

Via WikiCommons

GST Exemptions, Nil Rates and Other Smoke and Mirrors

GST relief looks big on paper, but gaps in input credit and energy taxes mean consumers will see less benefit than portrayed.

TK Arun

September 9, 2025 at 8:13 AM IST

iStock.com

Foreign Money Cold on India’s Insurance Gamble

Government plans to sell stakes in state insurers face tepid global interest, with high taxes, fraud and mistrust clouding a $280 billion market.

Alpana Killawala

July 28, 2025 at 11:44 AM IST

IRDAI

The Bureau

Gold, Silver ETFs Dominate January MF Flows as Equity Inflows Ease

Auto Retail Sales Rise 18% in January, Rural Demand Takes the Lead

Asia Rallies on US Tech Rebound, Takaichi Trade Powers Japan

Budget Incentives to Push Large Urban Local Bodies to Access Debt Capital Markets: India Ratings

RBI Seen Managing Frictional Liquidity via VRR, VRRR: I-Sec PD

Moody’s Sees Strong Growth Backdrop Supporting Indian Banks’ Stable Outlook

QuantEco Sees 10-Year Yield at 6.75% by March 2026 and 6.90% by 2027

Tariff Relief for India, Tariff and Strategic Gains for the United States

India-US Trade Deal: What Happens Next?

Learning to Shoot: I Tried to Fly Before I Could Walk