UPI’s Next Challenge: Can India Keep Digital Payments Sustainable?

UPI has made digital payments nearly frictionless. The challenge now is funding that infrastructure without discouraging merchants from going cashless

D. Tripati Rao

Adv. Shivam Rai

Pooja Teotia

October 8, 2026 at 5:39 AM IST

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When Fighting Cyber Fraud Freezes the Money of Innocent Indians

India tracks cyber-fraud losses and frozen accounts, but not the legitimate money immobilised by enforcement. That missing metric matters for households, MSMEs and growth.

Sagari Gupta

September 18, 2026 at 7:41 AM IST

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Merchant Fees Should Not Be levied On UPI Under External Pressure

India should not introduce MDR to address US trade complaints, or protect payments companies. Any decision needs to be based on the cost of running UPI and ensuring its long-term sustainability.

Ajay Srivastava

August 6, 2026 at 8:46 AM IST

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SEBI Finds Rajesh Exports misstated ₹15 trillion in sales over 5 years

BasisPoint Insight

June 4, 2026 at 2:53 AM IST

Large-Ticket Frauds Drive Sharp Rise in Bank Fraud Value Despite Fewer Cases: RBI Report

BasisPoint Insight

May 29, 2026 at 8:33 AM IST

Fraud’s Hidden Cost: Why Operational Risk Needs Every Eye

Fraud risk is no longer contained. It spills into markets, reputations and trust, making operational risk a shared responsibility across every level of a bank.

K. Srinivasa Rao

April 1, 2026 at 6:25 AM IST

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Why Cyber Insurance Must Become India’s New Financial Essential

India’s digital payments boom has come with an explosion in cyber fraud, yet awareness of cyber insurance remains abysmally low. As attacks grow more sophisticated, insurance is becoming the last line of defence.

Alpana Killawala

November 24, 2025 at 9:41 AM IST

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Cyber Risk - Digital Banking's Biggest Threat Is Closer Than You Think

Mitigate rising cyber risks in digital banking with AI-driven detection, zero trust, robust training, and rapid response for safer payments and trust.

K. Srinivasa Rao

November 11, 2025 at 3:42 AM IST

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Cooperative Banks – A Problem On Loop

Fraud and governance failures continue to plague India's cooperative banks, leaving depositors vulnerable. Despite regulatory tweaks, systemic risks remain deeply entrenched.

Sachin Malhotra

February 19, 2025 at 6:08 AM IST

UPI’s Next Challenge: Can India Keep Digital Payments Sustainable?

When Fighting Cyber Fraud Freezes the Money of Innocent Indians

Merchant Fees Should Not Be levied On UPI Under External Pressure

SEBI Finds Rajesh Exports misstated ₹15 trillion in sales over 5 years

Large-Ticket Frauds Drive Sharp Rise in Bank Fraud Value Despite Fewer Cases: RBI Report

Fraud’s Hidden Cost: Why Operational Risk Needs Every Eye

Why Cyber Insurance Must Become India’s New Financial Essential

Cyber Risk - Digital Banking's Biggest Threat Is Closer Than You Think

Cooperative Banks – A Problem On Loop

Basis Shorts

The Bureau