Selected Tag: Adv. Shivam Rai

Selected Tag: Adv. Shivam Rai

Adv. Shivam Rai

Adv. Shivam Rai

Adv. Shivam Rai is a consultant at the Ministry of Skill Development & Entrepreneurship.

UPI’s Next Challenge: Can India Keep Digital Payments Sustainable?

UPI has made digital payments nearly frictionless. The challenge now is funding that infrastructure without discouraging merchants from going cashless

D. Tripati Rao

Adv. Shivam Rai

Pooja Teotia

October 8, 2026 at 5:39 AM IST

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