India’s Next Growth Challenge: Growing ‘Right’

The true test of progress is whether prosperity reaches not just balance sheets but everyday life of everyone.

Srinath Sridharan

Kirti Tarang Pande

November 14, 2025 at 10:35 AM IST

iStcoks/mgstudyo

The Key to Unlocking Private Climate Finance

The transition to a low-carbon global economy cannot succeed without the active participation of the private sector, yet businesses and investors are reluctant to commit funds amid uncertainty and instability.

Lynn Forester de Rothschild

November 12, 2025 at 3:18 PM IST

iStock.com/AscentXmedia

Why Emerging Economies Are Embracing AI

Emerging economies are embracing AI with optimism, seeing it as a powerful catalyst to solve local challenges, boost access to services, and accelerate inclusive growth.

Michael Spence

November 12, 2025 at 4:30 AM IST

Alvarez/Istock.com

Cyber Risk - Digital Banking's Biggest Threat Is Closer Than You Think

Mitigate rising cyber risks in digital banking with AI-driven detection, zero trust, robust training, and rapid response for safer payments and trust.

K. Srinivasa Rao

November 11, 2025 at 3:42 AM IST

iStock.com

The Rise of Tech Companies and Global Financial Stability Risks

Systemic risk has moved from banks to Big Tech, with AI and compute now embedding deep risk in global markets, investor flows, and regulation.

Chandrika Soyantar

November 10, 2025 at 8:19 AM IST

Istock.com/Alexander Sikov

The Morning Edge

Asian Stocks Rebound on China Data, But US Shutdown Worries Linger

Here’s your quick read to start the day: a chatty, no-fuss look at overnight moves, the big story, what’s on the docket, and the tickers you need to watch.

Richard Fargose

November 10, 2025 at 1:30 AM IST

iStock.com

Nvidia’s $5 Trillion Ascent Powered by Growth and Stock Splits

Nvidia’s march to $5 trillion shows how a well-timed stock split, backed by strong fundamentals and booming AI demand, can widen participation without altering real value.

Chandrika Soyantar

November 7, 2025 at 10:46 AM IST

The Morning Edge

AI Stock Rout Triggers Risk-Off Mood Across Asia Despite Trade Truce Hopes

Here’s your quick read to start the day: a chatty, no-fuss look at overnight moves, the big story, what’s on the docket, and the tickers you need to watch.

Richard Fargose

November 7, 2025 at 1:25 AM IST

iStock.com

Is Bessent Right About the Fed?

Did the Fed’s aggressive asset purchases inflate risky bubbles and blur its core mandate? A closer look at how unconventional policy may have compromised financial stability.

Willem H. Buiter

November 5, 2025 at 7:25 AM IST

The US Department of the Treasury

Building a Unified Framework for AI Oversight

India is crafting a unified AI governance model where innovation meets integrity. RBI’s FREE-AI and CCI’s oversight framework set the stage for ethical, transparent intelligence.

Anupam Sonal

October 30, 2025 at 8:02 AM IST

iStock.com

Profiles in Weakness at the Trump-Xi Meeting

While most people regard the Sino-American rivalry as a new cold war between two world-bestriding giants, the truth is that both countries are tightly constrained. Presidents Donald Trump and Xi Jinping each sense the other side's vulnerabilities, which means they cannot hide their own.

Harold James

October 30, 2025 at 6:00 AM IST

Will AI Bury Future Generations in Cognitive Debt?

As AI takes over routine work, are we erasing the very steps that build mastery? This piece explores how creativity is born from repetition; and warns that by automating too soon, we may be denying the next generation the struggle that turns skill into intuition.

Bertrand Badré and Florian Ingen-Housz

October 29, 2025 at 12:33 PM IST

Alvarez/Istock.com

The Vatican's Voice of Reason on AI

Church can play a greater role than many other institutions in ensuring that AI is a lever for inclusion.

Anne Bouverot

October 29, 2025 at 12:19 PM IST

iStock.com

Will the AI Bubble Trigger a Financial Crisis?

It is worth pondering whether a bursting AI bubble could compromise the ability of other non-bank financial institutions to repay their loans.

Hilary J. Allen

October 29, 2025 at 12:05 PM IST

iStock.com

Measuring AI’s Economic Impact

Although research on AI is expanding rapidly, what is required now is systematic data collection.

Diane Coyle

October 29, 2025 at 11:32 AM IST

iStock.com

Cross-Currency

Trump-Xi Hopes Lift Mood as Markets Chase Ghosts of Past Truces

Cross-Currency is BasisPoint’s daily markets note by V. Thiagarajan, decoding global shifts through currencies and the moods that move them.

V Thiagarajan

October 28, 2025 at 5:36 AM IST

Federal Reserve

The Next Crisis: Too Liquid to Fail, Too Clever by Half

When every crisis is met with more liquidity, risk mutates. The next meltdown may expose the limits of faith in money as the ultimate fix.

R. Gurumurthy

October 20, 2025 at 5:39 AM IST

iStock.com

To Fuel the Cloud, India May Have to Dig Deeper into the Ground

India’s data-centre and AI ambitions could strain its clean-energy goals. As power demand surges, coal may quietly keep the digital lights on.

TK Arun

October 17, 2025 at 12:43 PM IST

iStock.com

Geopolitics

The Invisible Frontline: Cyber Wars And India’s Digital Destiny

With cyberattacks now striking our financial, military, and governance networks at record levels, the new frontier of national security is no longer just on land, sea, or air—it’s as much in cyberspace.

Lt Gen Syed Ata Hasnain (Retd)

October 17, 2025 at 10:53 AM IST

Via WikiCommons

Why the Dollar Is Quietly Winning Again

Political turmoil in Europe and Japan, and a genuine US productivity revival, are fuelling a dollar rebound few expected.

Yield Scribe

October 13, 2025 at 5:02 AM IST

iStock/Pla2na

The Morning Edge

Markets Turn Risk-On Amid AI Boom, Fed Rate-Cut Hopes

Here’s your quick read to start the day: a chatty, no-fuss look at overnight moves, the big story, what’s on the docket, and the tickers you need to watch.

Richard Fargose

October 9, 2025 at 1:42 AM IST

Federal Reserve

RBI Loosens the Leash, Banks Must Tighten Risk

India’s new credit freedoms mark a turning point for banks, but the real reform lies in how they recalibrate risk, governance, and talent.

K. Srinivasa Rao

October 8, 2025 at 10:41 AM IST

When AI Meets Culture: The Real Test of India’s Health Revolution

AI’s success in India’s healthcare system will depend on how it integrates with the country’s diverse culture and rural-urban divide

Hemachandra Padhan

October 7, 2025 at 10:13 AM IST

iStock.com/stefanamer

Court Unquote

Sahara-Adani Asset Sale, VodafoneIdea AGR Dues, Personality Rights and More

Your weekly rundown of significant judicial rulings and legal battles influencing policy, companies, regulation, and governance.

BasisPoint Insight

October 6, 2025 at 9:29 AM IST

https://www.aambyvalley.com/

The Stain Theory of Investing

From tariffs to AI, every setback is being spun into a strategy. Investors should beware India’s growing stain premium before the rinse begins.

Krishnadevan V

October 6, 2025 at 8:36 AM IST

Amey Bane/iStockphoto.com

India’s Growth Story Meets Its Consumption Wall

Tax breaks lift demand for now, but slowing income, weak investment, and US tariffs threaten to sap India’s growth momentum.

Shilpashree Venkatesh

October 4, 2025 at 12:54 PM IST

iStock.com

Basel Guardrails must Balance Stability, Innovation for NBFCs

India’s NBFCs need Basel guardrails that ensure resilience without choking innovation. Proportionality and clarity hold the key.

Babuji K

September 30, 2025 at 1:13 PM IST

Wladyslaw Sojka/Via Wikicommons

The US Is Winning the AI Race - But for How Long?

This race is not just about hardware and software – it is also about values. Who decides what is fair when it comes to emerging technologies? Whose morals will be embedded in the algorithms?

Sylvain Duranton and Nikolaus S. Lang

September 25, 2025 at 5:27 AM IST

iStock.com

SEBI Needs AI-Powered Surveillance Upgrade

India Securities Regulator's surveillance lags behind market manipulators as digital trading surges, demanding urgent ahead-of -the-curve AI-powered real-time detection systems.

Indra Chourasia

September 23, 2025 at 9:46 AM IST

AI Generated

The $100,000 Question: How Trump's H-1B Fee Hike will Change the Future of Hiring

Is the $100,000 H-1B fee hike a turning point for Indian IT, or just another breadcrumb in a trail marked by layoffs, automation and offshoring?

Nilanjan Banik

September 21, 2025 at 6:56 AM IST

iStock.com/Kandarp Gupta

Fed Risks Losing Independence Under Powell’s Double Error

Powell’s legacy may be defined by delays on both inflation and growth, leaving the Fed exposed to political pressures and erosion of autonomy.

Yield Scribe

September 17, 2025 at 4:29 AM IST

White House

Preparing Indian Tech for Shifting US Tax Winds

Washington’s talk of a punitive levy on outsourcing may sound improbable, yet its impact would be immediate and profound for India’s technology sector.

Srinath Sridharan

September 10, 2025 at 7:07 AM IST

iStock.com/Kandarp Gupta

Why Cultural Capture Demands a Rethink of Regulatory Basics

Episodes of failure do not always occur because of individual misconduct within an institution. A subconscious, gradual drift away from well-established standards and principles may hasten a race to the bottom as well.

Rabi N. Mishra

September 8, 2025 at 3:15 PM IST

Via WikiCommons

Moody’s Warns AI Could Redefine Sovereign and Corporate Credit by 2030

BasisPoint Insight

September 6, 2025 at 12:38 PM IST

Compliance, the Competitive Edge in Modern Banking

As banking embraces AI, fintech and speed-of-swipe risks, compliance must evolve from a back-office ritual into the circulatory system that sustains trust and resilience.

Anupam Sonal

September 3, 2025 at 6:18 AM IST

iStock.com/lakshmiprasad S

AI Self-Reliance Will Need Strategic Realignment, More Capital

India’s AI mission blends self-reliance with coalition-building, positioning it as a Global South voice for inclusive growth and fair AI.

Indra Chourasia

August 21, 2025 at 9:49 AM IST

iStock.com

Growth Without Jobs, Wealth Without Equity: India Needs a Bold Course Correction

India’s economy is expanding, yet jobs are scarce and inequality deepens. Without a bold reset, growth risks leaving too many behind.

Arvind Mayaram

August 20, 2025 at 4:26 AM IST

iStock.com

India’s Banks Need a New Business Model Before Liquidity Risks Bite Harder

Deposit growth is slowing, liquidity risks are rising, and RBI rules are shifting. India’s banks must rewire their business models before the next shock.

K. Srinivasa Rao

August 14, 2025 at 7:30 AM IST

iStock.com/lakshmiprasad S

Building India’s Second Moat in AI: Beyond Code, Beyond Cost, Towards Sovereign Value

India’s AI opportunity demands more than code, cost advantage or hopeful rhetoric. To be relevant as a global-tech-participant, we must pair product ambition and sovereign strategy with decisive, long-horizon investment in emerging tech infrastructure and research.

Srinath Sridharan

August 6, 2025 at 3:20 AM IST

iStock.com

TCS Job Cuts

TCS Trims Fat as AI Shift Forces Rethink of India’s IT Growth Story

TCS’s 12,200 job cuts spotlight AI upheaval, margin strain and fading labour-cost advantages reshaping India’s IT services model.

Dhananjay Sinha

July 30, 2025 at 3:47 AM IST

iStock.com

TCS Job Cuts

AI Tests India’s Tech Model and Policy Vision

TCS’s decision to trim jobs disrupts the industry’s narrative of frictionless transformation. It exposes how AI is not merely an efficiency lever but a structural force revealing India’s chronic underinvestment in education and innovation.

Srinath Sridharan

July 29, 2025 at 12:06 PM IST

TCS Job Cuts

Parliament Must Confront Security Lapses — Then Tackle Jobs Crisis

Operation Sindoor deserves scrutiny, but once the debate concludes, Parliament must address the rising unemployment and demand a credible jobs strategy.

BasisPoint Groupthink

July 29, 2025 at 3:54 AM IST

PIB

Time to Launch Strategic AI Limitation Talks?

For India to have a serious voice in the debate, it will have to produce cutting edge AI models of its own

TK Arun

July 28, 2025 at 8:29 AM IST

Dragon Claws/iStock.com

AI's Corporate Shell Game Must End

As journalist Karen Hao documents in her book Empire of AI, the industry’s leading firms are already engaging in mass surveillance, exploiting their workers, and exacerbating climate change.

Christopher Marquis

July 25, 2025 at 1:28 PM IST

iStock.com

Navigating The Age Of AI Virtual Assistants

As virtual assistants and quantum computing reshape industries, India must urgently pivot education and employment to coexist with emerging machine intelligence.

K. Srinivasa Rao

July 2, 2025 at 1:37 PM IST

iStock.com

Can AI Deliver Broad-Based Prosperity?

To prevent AI development from becoming an “imitation game,” Haupt and Brynjolfsson advise the developer community to embrace “centaur evaluations,” in which humans and AI systems jointly solve tasks.

Michael Spence

July 2, 2025 at 8:15 AM IST

iStock.com

Basis Life

The Future of Leadership Need Not Be Algorithmic

Human-AI collaboration is not a technological milestone. It is actually a societal test for which our current models of leadership are not ready for.

Srinath Sridharan

July 1, 2025 at 1:16 AM IST

iStock.com

What It Means To Build Local AI

Historians of the region have cautioned that applying a Western lens to local texts heightens the risk of misinterpreting indigenous perspectives.

Elina Noor

June 26, 2025 at 6:29 AM IST

iStock.com

Banks Are Stronger, But Operational Risks Are Mounting

India’s banks are well-capitalised and profitable, but rising third-party and tech-related risks threaten to undo hard-won stability.

K. Srinivasa Rao

June 25, 2025 at 5:39 AM IST

iStock.com/lakshmiprasad S

Is India’s Demographic Dividend Turning Into A Liability?

India’s demographic edge could become an economic burden without urgent policy coherence, private sector trust, and focus on real job creation.

Sanjay Mansabdar

June 21, 2025 at 5:39 AM IST

Mubarakansari/Via Wikicommons

India Risks Becoming Data Rich But Cognition Poor In The AI Era

India must move beyond data sovereignty to build and own LLMs as critical infrastructure, ensuring true AI autonomy and cultural integrity.

Krishnadevan V

June 20, 2025 at 1:54 AM IST

iStock.com/

Promise The Moon, Then Blame The Stars

Cash-strapped states are hitting pause on promises. As expenses soar and income lags, India’s welfare politics faces a fiscal reckoning.

TK Arun

June 16, 2025 at 10:49 AM IST

AI Generated

How Companies Should – And Should Not – Deploy AI

An AI strategy should reimagine workflows to eliminate inefficiencies; augment decision-making and processes to encourage innovation and creativity; and enhance work, not mechanise it.

Vinciane Beauchene and Allison Bailey

June 9, 2025 at 1:36 PM IST

iStock.com

Your Data Is Powering Bad Purchases

AI and big data can manipulate consumer choices, reducing welfare. Policies must ensure data minimisation, transparency, and ethical use.

Amitrajeet A. Batabyal*

May 12, 2025 at 11:16 AM IST

iStock.com

Are Tech Broligarchs The New Global Rulers?

A silent empire is rising—not of nations, but of tech moguls—rewriting power, privacy, and the very fabric of democracy.

Srinath Sridharan

May 8, 2025 at 6:39 AM IST

AI Bets Test India’s IT Giants As Margins Slip And Clients Push Back

India’s top IT firms are chasing AI glory, but shrinking margins and client hesitancy suggest the transformation story may not pay off just yet.

Dev Chandrasekhar

April 21, 2025 at 11:00 AM IST

iStock.com/Kandarp Gupta

Indian IT’s Real Reckoning Isn’t Tariffs Or AI

Three decades of steady growth have lulled Indian IT giants into complacency. The world is no longer willing to pay for their inefficiencies.

BasisPoint Groupthink

April 19, 2025 at 7:22 AM IST

iStock.com/Kandarp Gupta

HCL Tech, Google Cloud Roll Out Agentic AI Solutions For Enterprises

BasisPoint Insight

April 12, 2025 at 5:46 AM IST

What Got You Here, Won’t Get You There, Say IT Recruiters As Hiring Slows

Even as IT hiring is sombre, AI roles soar. India’s tech workforce faces a brutal truth: traditional coding chops won’t cut it. The time to reboot was yesterday.

Krishnadevan V

April 7, 2025 at 12:12 PM IST

iStock.com/Kandarp Gupta

Technology

Grok: Paving Way For Constructive Conversation On Generative AI Regulation

Grok has shown willingness to generate responses that other AIs would typically refuse. But it seems to mirror the tone of the user too.

Meghna Bal

April 7, 2025 at 7:29 AM IST

iStock.com/lixu

AI

Is DeepSeek Really A Threat?

DeepSeek’s AI breakthrough has sparked comparisons to Tesla’s AC revolution, potentially reshaping AI with cost-effective models. While its claims remain unverified, a success could disrupt Nvidia’s dominance and redefine AI development. Instead of fearing foreign advancements, the U.S. must focus on leveraging global innovations while safeguarding critical technologies from hostile regimes.

Amar Bhide

January 31, 2025 at 1:24 PM IST

The Bureau

Bihar’s Election Windfall Pushes States Deeper into Fiscal Populism

New US Bill Targets Outsourcing, Threatens India’s IT Engine

Asia Stocks Retreat on Fading Fed Easing Hopes and Renewed Tech Selloff

Record-low Inflation Sets Stage for December Rate Cut: I-Sec PD

Equity Mutual Fund Inflows Fall for Third Straight Month in October

The Immortality Mindset: The Psychology Behind Piyush & Prahlad's Culturally-Dominant Brands

Jallikattu: Tamil Nadu’s Ancient Bull-Taming Tradition