Muthoot Microfin Individual Loan Portfolio Tops ₹10 Billion; Total Assets Crosses ₹130 Billion

Muthoot Microfin Limited, the microfinance subsidiary of the Muthoot Pappachan Group, announced on Monday that its assets under management for the individual loan portfolio have crossed the ₹10 billion threshold. In a regulatory filing submitted to exchanges, the non-banking financial company-micro finance institution disclosed that its aggregate AUM has surpassed ₹130 billion.

The lender stated that the growth in the individual loan portfolio was supported by disciplined underwriting, focused execution at the ground level, and a sustained emphasis on portfolio quality. This diversification complements its core microfinance operations, which remain the foundation of the company’s business model.

Thomas Muthoot, Chairman and Non-Executive Director, Muthoot Microfin, stated in the release: “These achievements mark an important milestone in our growth journey. While microfinance remains the foundation of our business, our calibrated expansion into individual lending is aimed at building a more resilient and balanced portfolio. This progress reflects our long-term commitment to responsible growth, strong governance, and delivering sustainable value to our customers and stakeholders.”