Sujit Kumar

Sujit Kumar

Sujit Kumar is Chief Economist at National Bank for Financing Infrastructure and Development.

Getting credit flow where it matters most

India’s lenders look flush and NBFCs are growing, yet without private capital stepping up, the credit engine risks running idle.

Sujit Kumar

August 22, 2025 at 7:06 AM IST

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The Banking Boom May Be Ending. What Comes Next Will Test Us.

A narrowing credit-deposit wedge, floating-rate pressures, and deposit repricing suggest India’s post-Covid banking upswing is fading fast.

Sujit Kumar

July 23, 2025 at 8:43 AM IST

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Banks Are No Longer The Backbone Of Infrastructure Credit

The RBI’s new project finance guidelines are not about inviting banks back into the sector. They quietly endorse a specialised model already taking shape.

Sujit Kumar

June 24, 2025 at 8:20 AM IST

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