Selected Tag: basel
Selected Tag: basel

Why Indian Banks Are Piling Capital Faster Than Assets Can Keep Up

Indian banks are stockpiling capital at a breakneck pace. Strong profits help, but can this momentum sustain if India aims to double its credit-to-GDP?*

Rahul Ghosh

September 5, 2025 at 9:07 AM IST

Article related image

RBI Must Not Outsource the Craft of Supervision

Outsourcing bank supervision to consultants risks turning judgment into checklists. RBI should modernise without losing its supervisory wisdom.

R. Gurumurthy

September 4, 2025 at 12:50 PM IST

Article related image

iStock.com

Indian Banks’ Capital Comfort to Face Twin Challenges 

Can Indian banks sustain their capital strength once Basel’s Pillar-II and IND-AS 109 start demanding more?*

Rahul Ghosh

August 29, 2025 at 2:53 PM IST

Article related image

Wladyslaw/ Via Wikicommon

Regulatory Dialectics And The Purpose Of Financial Regulation

Bank regulations meant to prevent bank failures often risk becoming counterproductive. The Titanic analogy might be apt—but it's the Eastland syndrome we should be worried about.

R. Gurumurthy

April 9, 2025 at 4:17 AM IST

Article related image

The Bureau

Market Makers
Sarci-Sense: About Silent Goodbyes & How Middle-Age Friendships Disappear
Image
iStock.com