A cheaper identity check may make financial products easier to sell, but turning India’s banked millions into investors will depend on trust, suitability and distribution.
Sagari Gupta
August 25, 2026 at 4:34 AM IST
Istock.com
India has expanded formal banking access at scale, but dormant accounts, limited usage and weak financial literacy show that the next phase must deepen customer engagement and improve service quality.
K. Srinivasa Rao
July 21, 2026 at 5:58 AM IST
Wikimedia Commons
