Paytm Money cuts MTF rate to 9.75% for small, large investors

One97 Communications Ltd., the parent of Paytm Money Ltd., has slashed interest rates on its margin trading facility to improve affordability for investors, the company said in an exchange filing on Monday.

Retail investors with a book size of up to ₹100,000 can now borrow at 9.75% per annum, down from 14.99%. The same reduced rate will also apply to high-value traders with a book size of at least ₹2.5 mln. For investors with positions between ₹100,000 and ₹2.5 mln, the interest rate remains unchanged at 14.99%. The revised rate came into effect on Friday.

“With the reduced costs, entry-level investors can also explore MTF, making margin trading more accessible,” the company said, adding the revamped offering aims to improve cost efficiency, transparency, and accessibility.

Paytm Money has also revised its brokerage fee to 0.1% per trade, effective May 18, to balance affordability with platform sustainability.